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Wheat Field

MORTGAGE/INCOME PROTECTION

Unlike traditional mortgage policy, which decreases in step with the mortgage debt, your policy will generally maintain a level death benefit. In addition, you chose the beneficiary verses the death benefit going to the mortgage holder with a traditional mortgage policy. If you opt for a permanent policy, you may use the cash accumulation to pay off your outstanding mortgage loan. You also have access to the death benefit if you experience a qualifying illness or injury and need help to pay the bills, including your mortgage.

(See LIVING BENEFITS Section.)

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